Does Insurance Cover Hearing Aids in Texas?
It depends on the kind of plan you have. Here is how coverage usually works for Medicare, Medicaid, the VA and employer plans in Texas.
Does insurance cover hearing aids in Texas?
Original Medicare does not cover hearing aids in Texas. Medicare Advantage (Part C) plans frequently do, through third-party networks. Texas Medicaid coverage is limited and varies by program and age. The VA covers eligible veterans at no cost. Commercial plans vary widely, and many include a hearing benefit administered by TruHearing, UnitedHealthcare Hearing, Start Hearing or NationsHearing.
Original Medicare: no
Parts A and B do not cover hearing aids, or the exams to fit them. Legislation to change this has been introduced several times and has not passed.
Part B does cover diagnostic hearing and balance exams when a physician orders them to investigate a medical condition. That coverage does not extend to hearing aids.
Medicare Advantage: often yes
Part C plans, run by private insurers, compete on extra benefits, and hearing is one of the most common. The structure is usually a covered exam plus an allowance or fixed pricing on a defined device menu, delivered through a network:
| Your plan | Network that administers the hearing benefit |
|---|---|
| UnitedHealthcare and AARP plans | UnitedHealthcare Hearing |
| Aetna Medicare Advantage | NationsHearing (since January 2021) |
| Cigna Healthcare | Start Hearing (since January 2026) |
| HealthSpring (the former Cigna Medicare plans) | Varies. Ask your plan which vendor it uses, or bring your card and we will check. |
| Many Blue Cross Blue Shield and Humana plans | TruHearing |
We are a contracted provider for all four.
Texas Medicaid: limited
Coverage exists but is restricted, varies by program, and is considerably more generous for children than for adults. Check with your program for details. We are not a Medicaid provider.
The VA: yes, for eligible veterans
Eligible veterans can receive hearing aids through VA audiology at no cost, including batteries and repairs. We are not a VA provider, so VA benefits cannot be used at our clinic.
Commercial and employer plans: check
Many include a hearing benefit through one of the four networks. Two plans from the same insurer can differ a lot, so check your plan documents or call the member number on your card.
The easiest way to find out
Bring your plan card to the clinic and we will check your hearing benefit for free. If your plan has no hearing benefit, we will go over your other options.
Coverage questions
No. Original Medicare (Parts A and B) does not cover hearing aids or the exams to fit them. Many Medicare Advantage plans do include a hearing benefit.
Texas Medicaid coverage is limited and varies by program and by age, with more generous provisions for children than for adults. Check with your program for details. We are not a Medicaid provider.
Yes, for eligible veterans, through VA audiology. We are not a VA provider, so VA benefits cannot be used at our clinic.
Many do include a hearing benefit, administered through one of the third-party networks. Coverage can vary a lot between plans from the same insurer, so it is worth checking yours.
Sometimes. Medicare Part B covers diagnostic hearing exams ordered by a physician to investigate a medical condition, but not routine testing for the purpose of fitting hearing aids. Many Medicare Advantage plans cover the exam outright.
Find out what your plan covers
Bring your plan card to the clinic. It takes a few minutes and there is no charge.